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Commission Rebates
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California Law allows the rebating of commisions to insurance policy buyers by selling agents.  We return 65% of the first-year's commission to you so as to reduce your cost.

Typical Commission Rates
 
These rates will give you an idea of the commissions we receive when acting as your insurance agent. 
  • Life Insurance - 40% to 100% of the first year's premium
  • Health/Dental/Vision Insurance - 3% to 10% of the first year's premium
  • Disability Insurance - 40% of the first year's premium
  • Long Term Care Insurance - 40% to 60% of the first year's premium
  • Annuities - 3% to 8% of the amount invested

Click Here for an Example of Your Savings
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* We are licensed to sell insurance and annuities in the state of California (license # 0600648). Residents of other states should not construe this information as an offer to sell insurance products outside of California.  We sell, and offer rebates, only on insurance policies written in California.
 
Altos Financial Management, LLC  Phone: (408) 249-7881, Fax: (408) 249-8490